10 STEPS TO BUYING A HOME

Purchasing a home is one of the most important investments you will make during your lifetime, and one that will likely impact you financially for many years to come. It is import-ant to educate yourself on the home buying process which will help you to make the best investment possible. For first time buyers, or even the most seasoned buyers, the process of purchasing a home can be both confusing and daunting, but with the assistance of a knowledgeable real estate professional, it is certainly manageable. Here are some steps that can help make the buying process simpler and less stressful. For the sake of explanation, we have illustrated the process based on an eight-week timeline.

10 Steps to Buying a Home - ebook

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How can you tell if a home is overpriced?

How can you tell if a home is overpriced?

Buying a home involves a large financial commitment; in fact, for the vast majority of the population, it’s the largest purchase they will ever make. Because of this, you want to make sure you are paying a fair price.

Understanding Title Insurance

Understanding Title Insurance

Buying a house? Title insurance is an important, often overlooked, part of the home-buying process. It is true that title insurance can be costly. However, this is a situation where an ounce of prevention is truly worth a pound (or more) of cure. A title insurance policy can cost a few hundred dollars, but, if there turns out to be a problem, correcting it on your own could cost tens of thousands of dollars. Unlike other types of insurance policy, this is a one-time fee, rather than a monthly or annual expense.

What Homebuyer’s Need to Know About Choosing a Lender

What Homebuyer’s Need to Know About Choosing a Lender

There are some people who, when looking for a home to purchase, only consider the price of the home in their decision making process. In truth, there are many other factors that are going to have an effect on the actual price that you pay. The largest factor, beyond the asking price of the home, is which lender you are using to finance your home loan.

Selecting a Buyer’s Agent

Selecting a Buyer’s Agent

You want the perfect home that will suit your desire for the ideal location, quality, and most importantly budget. For most people, buying a home is the most expensive purchase they will make. You will want the home you select to have minimum problems. Making sure you get a home inspection before the closing can help ensure the quality of the home. Everyone desires a location that meets certain needs such as being in a good school district, near family or close to work. Price is the top consideration. Purchase a home that will allow you to have cash left over for other commitments and entertainment.